Terms & Conditions

Welcome to Cognito Insights. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree, please refrain from using our services.

1. Acceptance of Terms

By using our site, you affirm that you are at least 18 years old or have parental/guardian consent to use the services.

2. Services Provided

Cognito Insights provides online testing services, including practice exams, assessments, and learning materials. All services are intended for educational purposes only.

3. User Accounts

To access certain features, you may need to create an account. You agree to:
Provide accurate and complete information.
Maintain the confidentiality of your account details.
Notify us immediately of any unauthorized use of your account.

4. User Conduct

You agree not to:
Use the website for any illegal or unauthorized purpose.
Attempt to gain unauthorized access to the site or its systems.
Share your account credentials with others.

5. Intellectual Property

All content, including text, graphics, logos, and software, is the property of Cognito Insights or our licensors. You may not reproduce, distribute, or create derivative works without our express permission.

6. Test Integrity

You agree to adhere to the rules and guidelines for taking tests. Cheating, using unauthorized materials, or any form of misconduct will result in disqualification from tests and potential legal action.

7. Payment and Refund Policy

Any fees for services will be clearly stated. Refunds will be processed according to our Refund Policy [link to Refund Policy if applicable].

8. Limitation of Liability

Cognito Insights is not liable for any damages arising from your use of the website or services. This includes, but is not limited to, direct, indirect, incidental, and consequential damages.

9. Indemnification

You agree to indemnify and hold harmless Cognito Insights from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorney fees) arising from your use of the site or violation of these Terms.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the site constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction].

12. Contact Us

If you have any questions about these Terms, please contact us at [your contact email].